I am sure I don’t need to tell you that health-care costs are a major expense these days. Even though my wife and I are healthy, we have two active boys, and they get sick or hurt from time to time. 

It’s inevitable. Additionally, I am not getting any younger, and as I age, I may need more medical care. You might not want to believe it, but you may also be faced with more medical costs as you age.

A health saving account (HSA) is a tax-advantaged account that is used to pay for current and future health-care expenses. 

SM BeltLine Lantern Parade 9.9.17 Steve Eberhardt 4Crescendo, the month-long celebration of arts & culture on Hilton Head Island, is a regional event, organized in honor of October’s National Arts and Humanities Month, highlights and showcases the vast array of arts, culture, and history organizations, individual artists, performers, and authors residing and working in the Hilton Head/Bluffton area. Join the celebration and honor the importance of arts and culture in America and in our local community.

SeaPinesHTWith five miles of pristine beaches, 20 miles of bike trails and nature paths, and an array of activities geared especially for kids of all ages, The Sea Pines Resort has long been a favorite destination for families. Plus, the 5,000-acre resort, located on the southern tip of Hilton Head Island, features perfect year-round weather, ideal for guests, visitors and locals to get outside and enjoy all the available activities, whether on land or water.

For decades, younger kids have loved Gregg Russell’s concerts under the Liberty Oak, while teens enjoy visiting the Sea Pines Forest Preserve and all of the magical history it entails, including the 4,000-year-old Shell Ring.

golf father son

Blessed with natural beauty, sandy beaches and a temperate climate, it’s no wonder that Hilton Head Island has earned a reputation as one of the most popular vacation destinations in the United States. The island and nearby Bluffton offer many opportunities for all ages to make fun vacation memories.

bikingHHIA quick guide to safely enjoying the island’s pathways on two wheels

For kids, riding a bike is fun exercise and, as they get older, an opportunity for independence. With 64 miles of pathways and wide beaches, Hilton Head Island is the perfect landscape for kids and families to ride.

Ditching the training wheels is often a rite of passage that keeps kids up to speed with their peers and makes them feel good. Learning to ride involves leg strength, balance and confidence. Unlike crawling and walking, kids don’t naturally figure it out. They need some preparation and instruction.